Advantage
What is the Advantage Plan?
The INF Advantage Plan is a comprehensive pre-existing coverage policy. This plan covers pre-existing conditions in emergency, in-patient hospitalizations. The Advantage plan is great for those with mild pre-existing conditions looking to protect against the burden of a large medical bill caused by a medical event.
The Advantage Plan covers 80% of all eligible medical expenses. Whether you choose to visit and In-Network or Out-of-Network health care provider, the Advantage will continue to provide coverage for 80% of covered medical expenses. The Advantage Plan uses the First Health PPO Network. This means you have access to discounted, pre-negotiated medical rates. Savings can be tremendous.
With the Advantage Plan comes Teladoc- a feature which allows you to get medical care from the comfort of your own home. Teladoc allows you to schedule an appointment with a board-certified US-based doctor, and get medical care within 10 minutes. The doctor will video chat your visitor, diagnose them, and send a prescription to your nearest pharmacy.
Enjoy hassle free claims with the Advantage Plan. If you choose to go to an In-Network provider- they will bill the insurance company directly. This means you do not have to pay the bill, submit claims, and wait to be paid. For questions on claims, reach out to you agent who can assist you with filings.
There is no better acute-onset pre-existing insurance plan on the market for Non-US Citizens. INF Advantage covers ages 0-89, so there is no worry you won't get the coverage you need. With the INF Advantage Plan, you have the peace of mind knowing you are not going to be held liable for massive medical bills in the event something happens to your loved one. INF Advantage plan gives you the peace of mind you need, and the coverage that you want.
This plan is proudly underwritten by AXIS Insurance Company, Chicago, IL, USA
Advantage: An Illustration
Lucy Chen is a 82 year-old grandmother from Shanghai. She moved to the United States 12 years ago but never properly established her identity. She lives Queens with her son-in-law, Johnny Shen. Lucy joins in the festivities for Chinese New Year, cooking homemade dumplings decorating the ballroom with streamers. The strain on her body from travel takes a toll and she begins to feel lightheaded. Lucy is taken to an In-Network emergency. She is diagnosed with having low blood sugar and needs to take some rest for a few days. Jyoti is now faced with a bill of $5,000. Luckily, Johnny enrolled her in the INF Advantage Plan. Here's how the costs break down:
Total Savings of $4,462 or 89%
As illustrated above, the INF Advantage Plan covered this emergency situation caused by a pre-existing condition. With the INF Advantage Plan, you & your family can live with confidence knowing that when you need coverage, you have it. The INF Advantage Plan is the only comprehensive coverage plan which covers those who are above 70 years old & includes coverage for pre-existing conditions. All other visitors insurance plans cannot provide the comprehensive coverage you need when you're older. With the INF Advantage Plan, you get the peace of mind you need, and the visitors coverage you want.
**This is for illustration purposes only. Actual coverage depends on each insureds unique circumstances.