Premier
What is the Premier Plan?
The Premier Plan is INF's flagship fixed-benefit insurance plan. This plan covers ALL pre-existing conditions. The Premier Plan is great for anyone who has a heart-condition or is looking to protect against the large medical cost of a medical event.
Typically, when someone is admitted to a hospital, the initial costs are expected to be high. An analysis of our claims data has shown the average heart attack over the past 2 years (2015-2017) was around $7,400. However, our study also looked at medical costs associated with costly medical events after initial admission.
Our study found that after the average patient was admitted to the hospital, they visited a doctor or specialist (such as a cardiologist) around 4-5 times before they left. Without insurance, these costs total to more than $5,000! These costs, along with the costs of prescription drugs, rehabilitative care, and medical devices (like a wheel chair) add an additional $2,000 - $3,000 in medical bills!
With the INF Premier Plan - You Are Covered. This plan covers all of the previously mentioned expenses. No one accounts for the additional costs of medical emergencies- the longer term costs associated with admission to a hospital. INF Premier Plan will give you the peace of mind knowing you are not on the hook for an additional $8,000 - $10,000.
No other insurance will cover medical appointments or follow-up appointments related to a pre-existing condition as well as the Premier Plan. When you enroll your family with INF Premier Plan- you are not just getting the coverage you need, but the peace of mind you want.
This plan is proudly underwritten by CHUBB American Insurance Company, USA
Premier Plan: An Illustration
Suzie Chung is a 66 year-old grandmother from Shenzen. She came to the United States, but overstayed her visa by a few years to stay with her family. Suzie had a heart attack, but that was over 10 years ago.
Suzie & her family are celebrating her granddaughters wedding. This week, she & the family begin the festivities. The next day, Suzie is decorating the house for the main function. While on a ladder hanging up a banner, Suzie feels a sharp pain in her chest and is taken to an emergency room. She is diagnosed with a minor stroke & needs surgery. Suzie needs a wheelchair to get around during the wedding & prescriptions drugs while she is recovering. Suzie is now faced with a bill of $16,600. Thankfully, she enrolled in the $150,000 INF Premier Plan. Here's how the costs break down after the deductible has been met:
Total Savings of $15,200 or 92%
As illustrated above, the INF Premier Plan will cover any medical event caused by a pre-existing condition. The INF Premier Plan is the only health insurance which covers major medical, and continuing care needed for you loved one after a traumatic medical event. All other insurance plans may only cover the acute onset of a pre-existing conditions- this means once your loved one steps out of the hospital the coverage stops & now you have to foot the bill. With INF Premier Plan, you & your loved ones can travel with confidence with the peace of mind you are covered for the long haul.
**This is for illustration purposes only. Actual coverage depends on each insureds unique circumstances.